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Terms of Use

Last updated: May 7, 2026

These Terms of Use ("Terms") govern your access to and use of the Zesty Vault website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using the Zesty Vault website (zesty-vault.com) or engaging our financial advisory services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Services Description

Zesty Vault provides financial advisory and consulting services, including but not limited to:

  • Personal finance planning and budgeting
  • Pension and retirement strategy
  • Business cash flow management
  • Investment guidance
  • Tax efficiency reviews

Our services are advisory in nature. We do not manage investments directly or hold client funds.

3. Eligibility

You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this requirement.

4. User Responsibilities

When using our services, you agree to:

  • Provide accurate, complete, and current information
  • Maintain the confidentiality of any account credentials
  • Use our services only for lawful purposes
  • Not attempt to interfere with the proper functioning of our website
  • Comply with all applicable laws and regulations

5. Financial Advice Disclaimer

The information and advice provided through our services are for general guidance purposes. While we strive to provide accurate and useful information, we make no guarantee regarding specific financial outcomes. You are responsible for your own financial decisions.

We are not liable for any losses you may incur as a result of following our advice. You should consider your own financial circumstances and, where appropriate, seek additional professional advice.

6. Fees and Payment

Our service fees are clearly stated on our website and in service agreements. By engaging our services, you agree to pay the applicable fees. Payment terms will be outlined in your service agreement.

Fees are non-refundable except as required by law or as specified in your service agreement.

7. Intellectual Property

All content on the Zesty Vault website, including text, graphics, logos, and software, is the property of Zesty Vault and is protected by UK and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

8. Confidentiality

We maintain strict confidentiality regarding all client information shared with us. We will not disclose your personal or financial information except as required by law or with your explicit consent.

9. Limitation of Liability

To the fullest extent permitted by law, Zesty Vault shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services.

Our total liability to you for any claims arising from our services shall not exceed the amount you paid for those services.

10. Indemnification

You agree to indemnify and hold harmless Zesty Vault, its officers, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of our services or violation of these Terms.

11. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, with or without notice. You may terminate your use of our services at any time by contacting us.

12. Changes to Terms

We may modify these Terms at any time. We will notify you of significant changes by posting a notice on our website or sending you an email. Your continued use of our services after changes become effective constitutes acceptance of the modified Terms.

13. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Zesty Vault regarding the use of our services.

16. Contact Information

If you have any questions about these Terms, please contact us at:

Zesty Vault Financial Services
42 Park Street
Bristol BS1 5JG
United Kingdom
Email: [email protected]

Zesty Vault

Financial clarity for Bristol.

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